Custom SBA Business Plan for Banks, Lenders & Grants
30-40 page custom-built plan in 5 business days
3 Professional Consultants work on your plan
Guaranteed to surpass SBA guidelines
18+ Years in Business & 12,000+ Plans Built
Bank, Grant or SBA Business Plan
The Level 2 business plan is perfect for businesses seeking bank loans, SBA-backed loans, or grants. This custom 30–40-page document, crafted by expert writers, includes a detailed business description, market summary, marketing strategy, and comprehensive financials. Delivered in Word and Excel formats, it’s designed to exceed the standards of bank and SBA loans. Each business plan for loan also includes a free 30-day revision period.
Our Level 2 Business Plan Samples
SBA/Bank/Grant
Level 2
Request a Quote
An average Level 2 business plan will include the following 29 sections:
Cover Page
Company name, contact information including name, title, telephone number, and e-mail.
Mission Statement
A clear and concise statement defining your company’s mission.
Table of Contents
A linked table of contents that is done in a manner so that if any changes are made to the text, the page numbers can quickly be updated.
Executive Summary
A summary of the complete business plan for SBA loan and the first thing a lender will read. Entails the market need and solution, and how it will accomplish this. It also contains a short description of the products and services, the size of the relevant market, how the company is uniquely suited to succeed, and the amount of investment being sought. This section is a brief yet important opportunity to persuade the reader to delve deeper into the document.
Objectives
This section generally includes bullet points of your company’s goals. These goals may include market capture rate, financial profitability timelines, and new product launch dates.
Keys to Success
A listing of the steps required to achieve the company’s stated mission.
Pre-Operating Source and Use of Funds
The pre-operating source and use of funds section details the expenses, assets, inventory, investment and debt needed to facilitate the company’s business objectives.
Debt Overview
Tables showing loan interest, principal and payment. It also includes debt-service coverage ratio for the loan.
Company Summary
This section includes information regarding where the company will be located and how the company will be structured.
Company Location
The physical location of the business.
Company Ownership
A summation of the principal owners and their company share.
Products and Services
This section of the SBA funding business plan describes the company’s offering in the marketplace. It presents standard product and/or service descriptions, and how these differentiate the company from what is currently on the market. This is also the area to detail any proprietary products or processes, intellectual property, exclusive designs, patents, or other innovative offerings. If relevant, it will outline why the management is especially suited to bring the product to market, grow the company, help turn it around, etc.
Market Analysis
This section offers a customized look at your specific market, beginning with a broad overview of the national landscape and trends impacting national and regional revenue growth. The market is then narrowed to include state data and industry-specific factors influencing the market, with tables and graphs used to display the information.
Market Segmentation
This SBA business plan segment informs the reader of your target market, including the typical customer breakdown based on national market data as well as more specific demographic and psychographic characteristics of your customer base if applicable.
Demographics Summary
This section details the local population from which your company draws, with demographic data from the U.S. Census Bureau and other relevant sources for your specific location and target market.
Industry Summary
This section includes information from a full industry report for your industry, including the past several years of revenue and future revenue projections, revenue from individual industry segments, major companies, and state-level revenue and other statistics from the most recent year.
Marketing Strategy/Implementation
This section describes your company’s marketing and sales initiatives. It details how customers will be reached, including specifics such as marketing and sales channels, methods of advertising, strategic partnerships and website, internet and social media strategies, among other topics.
Company Milestones
Your 1-, 3- and 5-year milestones including operational, logistical, marketing and sales goals, etc.
SWOT Analysis
The SWOT analysis is included in the SBA small business plan to provide an honest assessment of a company’s strengths, weaknesses, opportunities, and threats. It explains internal and external factors, and positive and negative forces affecting your company. This helps investors see the current state of a company and it also is an excellent tool for self- assessment.
Management Summary
The history of the company and its owners is explored, including how they will use their experience to implement successful business strategies. For larger operations, this will include a summary of management gaps as well.
Financial Summary
5-year financial projections that are built by our expert SBA business plan consultants.
Revenue Forecast
The revenue forecast details the revenue and direct costs assumptions for 5 years.
Personnel Forecast
The personnel forecast provides total headcount, average salary per category and total pay per category.
Income Statement
The income statement includes revenue, cost of revenue, operating expenses, depreciation, interest, taxes, and bottom- line earnings for 5 years.
Statement of Cash Flow
The statement of cash flow includes three main categories: operating, investing, and financing. The operating activities report the company’s business operations. Investing activities detail the company’s property, plant, and equipment transactions. Financing activities account for the company’s paid-in capital and debt.
Balance Sheet
The balance sheet includes the company’s assets, liabilities, and shareholders’ equity for a given time-period.
Break-Even Analysis
The operating break-even shows the company’s revenue and expenses.
Best & Worst Case
The best-and-worst-case analysis in an SBA business plan illustrates what the company’s financial statements might look like with an increase or decrease in revenue.
Appendix – Year 1 Financials
Year 1 monthly forecast illustrates the company’s first 12 months, after the pre-operating stage.
Request a Quote
Customer Testimonials
Our customers love us, see what they have to say.
Business Plan Writers Cost by Plan Type
Since pricing depends on scope, here's a general breakdown of how our plan levels differ and why.
Bank/SBA/Grant Ready
Built for bank loans, SBA-backed financing, and standard grant applications. Seeking funds of up to $500k.
Standard research and a full 5-year financial forecast.
Investor/VC Ready
Built for venture capital, angel investors, and high capital loans.
Exit strategy, competitive landscape, and an optional pitch deck.
Specialty Plans
Built for immigration visas, non-profits, franchises, acquisitions, and internal use.
Scope depends heavily on the specific purpose and requirements.
$1,995 to $20,000+
Pricing starts at $2,000 and can reach $20,000+ based on the complexity of your plan. This reflects fair, transparent pricing without cutting corners anywhere in the process.
Here's exactly what's included in a professional business plan writing service cost.
Dedicated team
A Business Plan Writer, Financial Modeler, Market Research Expert
Final deliverables
An unlocked Word document plus a linked Excel spreadsheet
Plan length
30 to 45 pages, depending on your plan level
Design options
20 free design and color scheme choices, always included
Turnaround time
Delivery in just 5 to 10 total business days
Revision period
A full 30 days of free revisions after delivery
Frequently Asked Questions
How much does a business plan cost for startup funding?
What does business plan writing service pricing look like at Butler Consultants?
What is the cost of investor ready business plan and financial projection packages?
Do you offer a startup pitch deck and business plan pricing guide?
How much do VC pitch deck services cost when added to a business plan?
Do I need to pay the full amount upfront?
Will I know the exact price before I commit?
Frequently Asked Questions
Who are the top SBA business plan consultants?
The best ones know exactly what loan officers check for, especially cash flow and use of funds. Our team at Butler Consultants builds SBA ready plans with that in mind every time.
What sections does a bank actually want to see in a business plan?
Banks look for a clear executive summary, market overview, and solid financials. Nothing fancy, just numbers that hold up under review.
How fast can I get a business plan ready for my SBA application?
Most plans are done within 5-7 business days.
Is a SBA business plan required for every loan?
Yes! A bank approved business plan for startup funding helps lenders judge whether your business can realistically repay the loan.
What makes an SBA loan ready business plan writing service worth paying for?
It comes down to real financial modeling instead of a copy-paste template. That’s the difference lenders notice fast. Custom made and not AI templates.
What should be included in a funding ready business plan for loan applications?
Market research, 5-year projections and all of the text sections are required to get funding. Skipping any of these usually slows down approval.
Does having a solid business plan actually help with loan approval?
Yes. It is required to get funding. A clear plan shows the lender you understand your own risks and repayment ability.
What's the goal of a business plan for small business loan approval service?
Mainly to prove your cash flow can handle the loan payments. Lenders want confidence, not just a good story.
Where can I find bank financing business plan writing experts?
Butler Consultants is a good place to start. Our team has helped clients across the country get their plans approved by banks, not just written.